Insurance that’s purpose-built for Canada’s public sector









Protects public buildings, infrastructure, and community assets, from offices and arenas to utilities and fleet yards, with coverage designed for how municipalities operate day to day and plan long-term capital needs.
We provide liability protection that helps public organizations manage operational risk and safeguard communities, covering incidents, claims, and legal responsibilities with clarity and accountability.
Fleet coverage for public-sector vehicles including snowplows, buses, service trucks, and emergency units, with liability and physical damage protection aligned to civic operations and budgets.
Additional limits that sit over your primary policies to safeguard against catastrophic events and large liability claims across departments and programs.
Coverage for sudden and accidental pollution incidents and gradual exposures connected to public works, waste and water facilities, parks, and infrastructure projects, supporting response, remediation, and third-party liability.
Project-based protection for new builds and major retrofits. Builder’s risk and wrap-up liability streamline coverage for owners, contractors, and trades through the full construction lifecycle.
Purpose-built for public systems and records: incident response, business interruption, privacy liability, and regulatory considerations, helping communities recover quickly from ransomware and other cyber events.


